What is a Qualified Medical Expense?
Qualified medical expenses are defined by the IRD. It is you responsibility
to determine whether a medical expense is qualified. Using funds
from your HSA for non-qualified medical expenses can result in
IRS penalties.
This list of qualifying expenses is intended for a brief reference.
For more details, reference the IRS Publication 502, “Medical
and Dental Expenses” at www.irs.gov/pub/irs-pdf/p502.pdf
.
The following qualifying expenses can be paid for with a BASIC
HSA.
Qualifying Expenses
Abortion, Acupuncture, Alcoholism, Ambulance,
Artificial Limb, Artificial Teeth,
Autoette, Bandages,
Breast Reconstruction Surgery Birth Control Pills,
Braille Books/Magazines, Capital Expenses,
Chiropractor Christian Science Practitioner,
Contact Lenses, Crutches,
Dental Treatment, Diagnostic Devices,
Disabled Dependent Care Expenses, Eyeglasses,
Eye Surgery, Fertility Enhancements,
Guide Dog (or other animal), Health Institute,
Hearing Aids, Home Care,
Hospital Services, Insulin,
Laboratory Fees, Lead Paint Removal,
Legal Expenses (authorizing treatment of mental illness), Lifetime
Care,
Lodging ($50 per night), Medical Conferences (admission and transportation),
Medical Services (physician, surgeon, etc), Nursing Home,
Nursing Services, Obstetrical,
Operations, Optometrists,
Orthodontia, Osteopaths,
Oxygen and Equipment, Prosthesis,
Psychiatric Care Psychologists,
Psychotherapists, Special Home for Mentally Retarded,
Special Schooling, Sexual Dysfunction Treatment,
Sterilization, Stop-Smoking Programs,
Surgical Fees Therapy,
Transportation (For Medical Care), Weight-loss Programs,
Wheelchair, X-Rays
